Just because you owe more on your house than what you could sell it for does not make your house a candidate for a short sale – you also need a hardship that caused a reduction in income and no other funds you can bring to the table. The hardships are many: loss of a job, reduction in hours or commission stream, separation, divorce, medical bills, even inheriting your father’s house that has a mortgage you can’t afford. If the only funds you have are in retirement accounts such as 401, IRA’s, then likely they’re protected.

But if the above are true then Uncle Sam is happy to help – both you and your lender(s) to work out the sale of your home that leaves you free and clear of the mortgage(s) and lets the mortgage company resale the house without the expense and lost time of a foreclosure – and saves the family the trauma that foreclosure brings.

There is no extra charge for a short sale – it is handled like most real estate sales except for the careful submission of paperwork to the lender to substantiate that this house should sell at a price that is ‘short’ of the amount needed to cover the mortgage. You should use a real estate person who has the CDPE designation – Certified Distressed Property Expert. We would be happy to guide you – whether or not it results in a sale of not. Just tell others how good we are!

Same Great Home…New, Lower Asking Price!!

Asking $175,000
3 Bedrooms, 2 Baths

100% USDA Financing Eligible! HUGE .6 acre fenced yard surrounds this 3 Bedroom, 2 Bath. The open floor plan has a Great Room and Formal Dining Room with additional eat in space in the kitchen. French doors open to the home office/den. Many fabulous upgrades including Travertine flooring throughout the entire home, stainless appliances and top of the line lighting and other fixtures are sure to impress. Even the things you can’t see are upgraded – UV light and HEPA filter on the TRANE Air Conditioner, surround sound. Covered Lanai overlooks the Screened, Solar Heated Pool. Utility shed in the big back yard has electricity. This home is eligible for USDA 100% financing! WOW!

Open House Sunday, 7/18/10 From 1:00pm – 4:00pm
Asking $175,000
3 Bedrooms, 2 Bathrooms

Short Sale. Beautiful! Granite counter tops, stainless steel appliances, porcelain tiled floors, alarm system, 10×12 paver patio in back. Huge, deep lot with room for pool on the side. Grandfather Oaks, inside utility, his and her walk-in closets. 3 dimensional shingle roof, his and her sinks, cathedral vaulted ceiling, and NO DEED RESTRICTIONS!

Below you will find a 4 year history of sales and inventory for the Tampa Bay region. The information is provided by the Greater Tampa Association of Realtors and put together for you by us, here at TampaPremiumProperties.Com. If you have any questions concerning the data or any other Real Estate related questions please contact us at TampaPremiumProperties@Gmail.Com or call Lisa Spencer at (813) 748-1834.

Same Great Home…New, Lower Asking Price!!

Asking $189,500
3 Bedrooms, 2 Baths

100% USDA Financing Eligible! HUGE .6 acre fenced yard surrounds this 3 Bedroom, 2 Bath. The open floor plan has a Great Room and Formal Dining Room with additional eat in space in the kitchen. French doors open to the home office/den. Many fabulous upgrades including Travertine flooring throughout the entire home, stainless appliances and top of the line lighting and other fixtures are sure to impress. Even the things you can’t see are upgraded – UV light and HEPA filter on the TRANE Air Conditioner, surround sound. Covered Lanai overlooks the Screened, Solar Heated Pool. Utility shed in the big back yard has electricity. This home is eligible for USDA 100% financing! WOW!

We’ve got the just the home for you.

Stop by our Open House

4217 Barret Ave, Plant City 33566

Saturday From 11:00AM to 1:00PM

Click Here or On The Photo For All of This Home’s Details

Overlook a pond – not neighbors! Sit inside the great room, or the master, or the loft – all overlook an unspoiled pond – and you’ll know why you want to live here. Serenity. A view. Look across the pond and see only lush greenery. The first floor master suite features a walk-in closet and a garden tub. The gleaming wood floors accent the great room with access to an over sized screened lanai – to see even more of the pond and the green shoreline. The updated kitchen features ceramic tile and upgraded cabinets and appliances. NOT A SHORT SALE!

4 Great Locations!

3810 Sunnybank Dr, Valrico 33594

Saturday From 11:00 AM to 1:00 PM

Click Here or On The Photo For All of This Home’s Details

HUGE PRICE REDUCTION!!!! Curb Appeal Plus. Don’t miss this beautifully maintained home in established Valrico neighborhood. Roof-2003, Replumbed-2004, Outside unit on A/C-2008. New laminate floor in living room & family room. New Stove-7/2009 Carpets in Bedrooms. Tile in all the wet areas. Security lights on exterior of house. This home is ready and waiting for its new family. No waiting for bank approval. Sparkling clean. Relax on the screened lanai and look out onto the beautiful garden. The landscaping front and back is gorgeous. Use part of your $8000 First Time Homebuyer check to remodel the kitchen to your taste.

12203 Colonial Estates Ln, Riverview 33579

Sunday From 1:00 PM to 3:00 PM

Click Here or On The Photo For All of This Home’s Details

100% USDA Financing Eligible! HUGE .6 acre fenced yard surrounds this 3 Bedroom, 2 Bath. The open floor plan has a Great Room and Formal Dining Room with additional eat in space in the kitchen. French doors open to the home office/den. Many fabulous upgrades including Travertine flooring throughout the entire home, stainless appliances and top of the line lighting and other fixtures are sure to impress. Even the things you can’t see are upgraded – UV light and HEPA filter on the TRANE Air Conditioner, surround sound. Covered Lanai overlooks the Screened, Solar Heated Pool. Utility shed in the big back yard has electricity. This home is eligible for USDA 100% financing! WOW!

4217 Barret Ave, Plant City 33566

Saturday and Sunday From 1:00PM to 4:00PM

Click Here or On The Photo For All of This Home’s Details

Overlook a pond – not neighbors! Sit inside the great room, or the master, or the loft – all overlook an unspoiled pond – and you’ll know why you want to live here. Serenity. A view. Look across the pond and see only lush greenery. The first floor master suite features a walk-in closet and a garden tub. The gleaming wood floors accent the great room with access to an over sized screened lanai – to see even more of the pond and the green shoreline. The updated kitchen features ceramic tile and upgraded cabinets and appliances. NOT A SHORT SALE!

2334 Maple Hill Dr, Lakeland 33811

Saturday From 2:00PM to 3:00PM

Click Here or On The Photo For All of This Home’s Details

NO HOA’s, NO CDD’s, NO RESTRICTIONS. Great location for easy commute to Geico, Lakeland, Brandon or Tampa. Home built in 2003 on large lot on dead-end street so there is limited traffic. HUGE PRICE REDUCTION!!!! No backyard neighbors. Huge screened lanai in back with fans to keep you cool as you enjoy the peace and quiet. Move in Ready. Can close quickly. No Third Party Approval Needed. Great newer home in established neighborhood.

Open House Today, 4/3/10 From 1:00pm – 4:00pm
Asking $165,000
3 Bedrooms, 2 and 1/2 Bathrooms

Overlook a pond – not neighbors! Sit inside the great room, or the master, or the loft – all overlook an unspoiled pond – and you’ll know why you want to live here. Serenity. A view. Look across the pond and see only lush greenery. The first floor master suite features a walk-in closet and a garden tub. The gleaming wood floors accent the great room with access to an over sized screened lanai – to see even more of the pond and the green shoreline. The updated kitchen features ceramic tile and upgraded cabinets and appliances.

Asking $197,500
3 Bedrooms, 2 Baths

100% USDA Financing Eligible! HUGE .6 acre fenced yard surrounds this 3 Bedroom, 2 Bath. The open floor plan has a Great Room and Formal Dining Room with additional eat in space in the kitchen. French doors open to the home office/den. Many fabulous upgrades including Travertine flooring throughout the entire home, stainless appliances and top of the line lighting and other fixtures are sure to impress. Even the things you can’t see are upgraded – UV light and HEPA filter on the TRANE Air Conditioner, surround sound. Covered Lanai overlooks the Screened, Solar Heated Pool. Utility shed in the big back yard has electricity. This home is eligible for USDA 100% financing! WOW!